Manor Surveyors - Independent Chartered Building Surveyors, Little Wilbraham, Cambridge, Cambridgeshire

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Chartered Surveyors based in Little Wilbraham, Cambridge

TELEPHONE: 01223 813129

Chartered Building Surveyors

A row of houses
Building Surveys.
When you are buying a house, it is usually the biggest investment you are going to make. It makes sense to have it professionally appraised to make sure you are not buying any nasty surprises, or paying over the odds.

Even if you have arranged for a Mortgage Valuation Report, it is still advisable to arrange for a survey to be carried out by your own surveyor.

A mortgage valuation is NOT a survey and they should not be relied on to confirm the property is in good order.  A valuation is an inspection carried out on behalf of your mortgage lender to determine the amount and terms of a mortgage offer. Your mortgage lender will probably ask you to pay for the valuation and may not send you a copy of the report. The report is not detailed and the liability to you is not so clear. 
 
A survey provides an expert account of the property's condition and highlights any problems in clear and easy to understand language.

What type of survey do I need for my property?

The two main types of residential survey provided by the RICS are the Building Survey and the HomeBuyer Report.  The type of survey you should have depends upon the condition and age of the property you are proposing to purchase.  

    
This type of survey is most suitable for modern properties, or standard built older buildings which are in a reasonable condition.

The report includes:
   
          • an extensive inspection of the property
          • an insurance reinstatement figure for the property
          • a list of problems that the surveyor considers may affect the value of the property
          • advice on repairs and ongoing maintenance
          • issues that need to be investigated to prevent serious damage or dangerous conditions
          • legal issues that need to be addressed before completing your conveyancing and
          • information on location, local environment and the recorded energy efficiency (where available).
  
The RICS Homebuyer survey only report that we provide does not include a valuation.


A Building Survey is a comprehensive report providing a full breakdown of the fabric and condition of the property, with diagnosis of defects, and repairs and maintenance advice.   You should choose an RICS Building Survey if you’re dealing with a large, older or run-down property, a building that is unusual or altered, or if you’re planning major works.
   
It includes:

          • a thorough inspection and detailed report on a wider range of issues
          • a description of visible defects and potential problems caused by hidden aws
          • an outline of repair options and the likely consequences of inactivity and
          • advice for your legal advisers and details of serious risks and dangerous conditions.

An RICS Building Survey does not include a valuation. Estimated costs of repairs may also be included as an option.

For an informal chat and a no obligation quotation, please contact us on 01223 813129 or info@manorsurveyors.co.uk